Risk Reinsurance Holdings, Inc. can help you find the right insurance products to protect your business. We work to design insurance programs that bring together the coverages needed to comprehensively protect your commercial ventures. We can find solutions to cover real or personal property, business income, liability, etc. we can put together a program that will protect your business and help it recover after a loss. You will find a brief description below detailing some of the insurance products we are able to offer. You can follow the links provided to learn more about how we can help solve your businesses’ insurance coverage needs.
Business Owners Policy (BOP) & Commercial Package Policy (CPP)
Risk Reinsurance Holdings, Inc. can help your business find the right insurance coverages to protect it against loss. If your business qualifies, we can insure it under a business owners policy. Said policy combines the insurance coverages necessary to protect small businesses from loss all within one coverage form. The business owners policy can satisfy the insurance coverage needs of many small businesses. It combines coverages for buildings, business personal property, business income and extra expense, liability, medical payments, etc.
Commercial Auto Insurance
Risk Reinsurance Holdings, Inc. can help your business find the insurance coverage it needs to protect it from the exposures that arise from the operation of motor vehicles. Whether it be vehicles operated by you or your employees, we can find the right coverage solution to make sure that your business is well protected. We can find solutions for businesses with direct motor vehicle exposures such as parking services or indirect exposures such as employee vehicles used for work.
Commercial Crime Insurance
Risk Reinsurance Holdings, Inc. can help your business find coverage for the crime related loss exposures that are excluded under the standard property insurance program. Commercial crime insurance provides coverage for perils such as employee theft, computer fraud, forgery or alteration, etc. Crime insurance also covers money and securities which are excluded under the commercial property insurance policy. We can add commercial crime insurance to your insurance program to expand the insurance protections provided to your business.
Commercial General Liability Insurance
Risk Reinsurance Holdings, Inc. can help your business find the right insurance policy to protect itself from possible liability claims that arise from its operations. Commercial general liability insurance provides coverage for sums that your business becomes legally obligated to pay arising from: bodily injury and property damage suffered by third parties, personal and advertising injury and medical expenses. We can find the right insurance partner with whom to write your commercial general liability insurance policy to ensure that you business and its operations are well protected.
Commercial Property Insurance
Risk Reinsurance Holdings, Inc. can help your business find the right insurance policies to protect its property from loss. Commercial property insurance can be purchased to protect the building and personal property that your company uses to support its business operations. Property insurance also entails additional coverage types. Business income and extra expense insurance can provide revenue to cover your ongoing expenses after a loss until your business recovers, thus helping mitigate the adverse effects of the loss on your bottom line. We work on your behalf to put together the necessary property insurance coverages protect your business and its property from loss.
Management Liability Insurance
Risk Reinsurance Holdings, Inc. can help your business find the insurance coverage it needs to protect itself, its directors, officers, managers and employees as “insured persons” against the sums that they become legally obligated to pay due to claims arising from wrongful acts, as defined in the respective policies. To cover your business’ management liability exposures we may assist you in purchasing Directors and Officers Liability Insurance (covering wrongful acts such as breach of duty, error or misstatements committed by insured persons) or Employment Practices Liability Insurance (covering wrongful acts such as wrongful termination, sexual harassment or discrimination committed by insured persons).
Professional Liability Insurance
Risk Reinsurance Holdings, Inc. can help your business find the insurance coverage it needs to protect itself from claims arising from errors or omissions in the professional services it renders to customers. Known as Errors and Omissions or Professional Indemnity Insurance (Medical Malpractice Insurance for businesses in the medical profession), professional liability insurance can protect your business against wrongful acts committed by insured persons. Wrongful acts are defined in the policy as acts, errors or omissions in professional services rendered or that should have been rendered by the insured. We can help you find the insurance coverage you need to protect your professional liability exposures.
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